
	Don't forget to factor in closing costs when considering a home sale or purchase. Charles Rutenberg Realty is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at 3212627575 if your needs include a real estate pro ready for the business side of real estate.

Expected closing costs

There are certain ordinary expenses accompanying closing the sale of a house. These costs are commonly divided between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help show you through the process.

Loan-related closing costs (Click here for details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, these taxes are usually collected (Click here for details)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (Click here for details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we hammer out your deal, I'll not only work to get the very best sales price, but I'll also push for lower closing costs. And once we've reached an agreement, I'll describe in detail the closing costs so you are informed of exactly where your money is going.

Buyers: If you are purchasing a property in Seminole County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an appropriate range so you're not stunned when you reach the closing appointment. I'll be happy to review the GFE with you, answering your questions and highlighting any estimates in question.

* MOL = More or Less